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Summer is a verb. Hope you’re enjoying yours. See you soon.

For so long, we thought we had it all figured out. Unless you were on the cusp, your astrological sign was pretty much set, until now. It seems that we have been ignoring the oh-so important sign, Ophiuchus, also known as Serpentarius (the serpent bearer!). I was especially excited to find this out, since I no longer fall under Sagittarius, but now Ophiuchus. So, what does this really mean? Are our personality traits going to change? If you are a loser and you picked a mate based on astrological signs, are you suddenly going to become incompatible with this person? How about the people who got their astrological signs tattooed on their body? I guess you figured it was something permanent and it meant something, better than the Asian symbol for love or that butterfly tramp stamp you got when you were drunk. Who I feel most for, are those lonely women who spent hard-earned cash on their psychic-friends; getting reports on what type of job to take and how to get a man, all based on whether the sun was in their house of whogivesafuck.  It’s all been a lie…or has it? Some reports say that the new astrological signs only matter for those born in 2011 and on, and the rest of us haven’t changed because of the alignment of the stars when we were born. Some are saying that the alignment hasn’t changed at all and our signs are still the same. One thing we can all agree on, things are ever-changing. Maybe this is just a sign (for those of us who sometimes forget) that it’s better to look inward for guidance, and not to the fucking stars. They’re just as lost as we are.

About a week ago (when I actually wrote this, before my laptop went ker-plunk), I was looking at the Retire My Way website (part of the ING Direct and Sharebuilder group) and my friend looked at the screen. In amazement she asked me, “Are you planning your retirement?” I said that I was and she asked, “What for?” I reminded her that we might be 20somethings right now, but this is the time when we’re supposed to start planning. She shrugged her shoulders and said, “Yeah, I guess.”

As much as it seems to be drilled into us that we’ve got to start saving in our youth, most of my friends in my age group tend to brush it off. Everyone thinks, “I’ll start saving as soon as I get a better paying job” or “Once I pay off these bills I’ll start saving.” The truth is there will always be bills and we almost never have the pay we want.

When you’re a young adult, money is always tight. We’re just getting rid of the training wheels and learning to ride this thing called life on our own; paying your own rent, gaining career experience, and juggling a social life. In between the cocktails, clothes and credit cards, we have to remember to put a little away for ourselves.  They always say to “Pay Yourself First” and it makes complete sense. You work hard for your money. Of course there are bills to be paid and luxuries to be enjoyed, but rough patches and retirement are inevitable. After you get your paycheck, make sure future you can enjoy a little bit of that change. Set aside a specific amount every pay period, or ever better, have it taken out of your checking account and straight into your savings. Most banks can automatic transfers online, and may employers will do the same with a 401K or 403B.

Seriously start considering your retirement. Future you will thank you later.